At Ring & Green, an AV-rated law firm, we pride ourselves on obtaining the most favorable and economical results possible on even the most challenging collection matters. We have over 35 years of collective experience in the intricate workings of the Southern California legal system. Our Los Angeles-based practice enjoys a network of qualified attorney contacts throughout the state and, as longstanding members of the National Association of Subrogation Professionals, the nation as well.
Because we are a law firm that specializes in subrogation recovery, rather than an insurance company or collection agency, our collection efforts elicit the kind of attention and response that prior attempts by our clients have not. Clearly, call and letters from our law office strike a singularly urgent chord in individuals, businesses, and other attorneys. Using Ring & Green sends the message that you, the client, have decided to get serious and the time to deal with this collection matter has come.
Because the typical loss these days may involve complex situations and multiple parties, you need a law firm attuned to alternative theories of liability as well as the potential pitfalls of certain cases. At Ring & Green, our attorneys and paralegals conduct daily roundtable discussions on recent court decisions and progress of our cases. Our up-to-date knowledge and "out-of-the-box" thinking results in innovative solutions to complex problems - and better recovery for all of our clients.
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Our Cost Conscious Pledge: More Negotiation & Less Litigation
We understand that one of your major concerns is costs, and that includes legal costs. Our mission is to reinforce the urgency of your claims, and by stressing timely resolution, we are able to resolve the majority of our cases without filing a lawsuit. Indeed, we have determined that the perceived potential of going to court enables us to negotiate from a position of tremendous strength. And because we work on a contingency basis, hiring Ring & Green should not cost you a penny more than a collection agency.
Putting Our Clients First
Our philosophy is to solve problems, not merely process cases. You, the client, are our foremost priority. We never lose sight of the fact that it is your money that we are recovering.
You will find us to be accessible and available. We are always there to listen to your concerns, and we remain in constant communication until your collection matter is settled.
Recovering Your Money
Within two business days of our receipt of a file, we send the debtor the first in a series of proven collection letters, along with a letter to you confirming that we have commenced our efforts. Each collection letter is specifically tailored to the particular category of claim. Wherever appropriate, we conduct our correspondence in Spanish.
At the same time, we thoroughly analyze each file to determine all liable parties and collectability, and we input all essential data into our state-of-the-art computer collections system. At no extra cost, we utilize the Internet and our own search software to further identify each responsible party and to locate additional addresses. Per arrangement on account, we can also apply our skip tracing and title search capabilities to lock down firm assets for further action.
Speaking directly with the responsible party is also key to our success, which is why we waste no time in making our first collection call. We use our best efforts time and again to reach all responsible parties and collect. Though we are aggressive in our efforts to recover what is due to you, we believe there is never any need to compromise courtesy and respect in our communications with debtors.
We keep all of our clients fully informed as to our activities through client statements, current trust accounting, and timely payment upon receipt of proceeds. On the 15th of each month, we send monthly progress reports to all of our clients. These reports include all payments to clients from our trust account deposited in the previous month.
Negotiating a Settlement
We make absolutely no settlements without your authorization. As soon as an offer is on the table, we contact you and discuss the offer's merits. Then, we continue to negotiate, a proven method that has repeatedly yielded results far above our clients' expectations. We always focus on lump sum settlements and accept Visa and MasterCard. For most payment plans, we use promissory notes. The promissory note enhances our chance of collecting if payment ceases and litigation becomes necessary.
Of course, if we cannot negotiate a settlement that is acceptable to our client, we will discuss whether a lawsuit is appropriate on a case-by-case basis. If litigation should become necessary, we effect propt pursuit of the matter and have the resources to do so. Our firm has handled virtually every type and size of creditor lawsuit, including successful enforcement of major levies involving U.S. Marshals with block-long moving vans.
Property & Casualty
The firm uniquely benefits from their years of handling high end business litigation by applying that experience to our Client's large Property & Casualty claims.
Everything from sifting through the various contractors and manufacturers on a homeowner or motor home loss, coordinating the multiple party Cause & Origin inspections necessary to establish liability, to extensive review of release language to ensure certain rights are preserved, Ring & Green takes pride on the forensic approach to claims.
Uninsured Motorist
UM claims have traditionally been the engine that drives the subrogation train. Being centrally located in Los Angeles, all of California is within reach as Ring & Green is virtually in the backyard of the very people our Clients are attempting to reach.
As a law firm, Ring & Green has the authority to confirm with the Department of Motor Vehicles the ownership history of any car, as well as acquire driving records of those involved in the accidents with the insured.
These tools, along with other search engines, afford Ring & Green's legal staff the ability to expedite contact with those responsible to better facilitate collection efforts. If litigation is warranted, the file is already in the hands of the firm most knowledgeable about the claim.
Medical Pay Reimbursement
In California, as in other states, payments made by a carrier for medical treatment either to their insured, or others, may be contractually reimbursable upon third party recovery. Though certain recent rulings regarding the 'made whole doctrine" make this more difficult, it is still possible to effect collection and a carrier should not necessarily give up that right of collection.
A Sampling of Whom We Represent
Ameriprise Insurance Company
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Anchor Claims Services
Blackhawk Insurance Services
California Insurance Group
Farmers Insurance Group
Fireman's Fund Insurance Company
First American Specialy Insurance Company
General Motors Assistance Corporation
Great American Insurance Company
Horace Mann Insurance Compnay
Infinity Insurance Group
Nationwide Mutual Insurance
Topa Insurance Company
Unitrin Specialty Insurance
Clients' Praise for Ring & Green Subrogation Services
"It is a good feeling to know that my accounts are being worked properly by capable people and that every effort is being made to effect pay plans and settlements. Your efforts are greatly appreciated."
"...I am very impressed with the professional and aggressive manner in which you have successfully concluded these claims. It has been my pleasure to work with Bradley Weissman of your subrogation department. Mr. Weissman keeps me apprised of the status of our claims, and has increased our subrogation recovery. I look forward to continued success with your firm."
"Thank you once again for your continued support, positive attitude, and most of all for your ability to succeed on my behalf."
"We appreciate your responsiveness and also your creative and economical solutions to our varied and often sophisticated legal matters."
"You are a winner and I am proud of you."
| A better way to collect your subrogation claims | |||||
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3435 Overland Avenue Los Angeles, California 90034 |
Tel: Fax: e-mail: |
(310) 553-5931 (310) 553-6444 subrogation@ringgreen.com |
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